Banking Principles and Practice (Dodo Press) by E. L. Stewart Patterson

By E. L. Stewart Patterson

Edward Lloyd Stewart Patterson (1869- 1932) used to be a Canadian writer. He used to be Superintendent of japanese Township Branches, Canadian financial institution of trade. His works contain Banking ideas and perform (1917). "It will be very unlikely in the slender confines of 1 quantity to deal exhaustively with so large a subject matter as that of Canadian banking perform, however it is was hoping that the elements of this topic handled herein can be discovered to be taken care of with due regard to their relative value, and that no relatively crucial info has been neglected. "

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Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 1901 1 2 -1 -1 3 0 2 5 2 0 -4 1902 - 5 1 2 -1 0 3 -2 3 6 5 -1 -4 1903 - 5 1 2 -2 1 2 -1 2 4 7 -4 -4 1904 - 6 1 2 -1 -1 2 0 0 4 8 -3 -3 1905 -7 1 0 1 -2 4 -1 1 8 7 -4 -3 1906 - 9 1 4 1 -3 5 -1 2 7 7 -3 -3 1907 - 10 3 5 -3 -2 5 -3 4 2 5 0 -6 1908 -11 2 0 -2 1 0 1 3 6 7 -3 -7 1909 - 7 1 2 -2 -2 1 1 1 7 11 -4 -5 1910 - 8 2 3 1 -2 3 1 0 6 9 -6 -2 1911 - 11 3 2 2 -2 7 0 2 6 9 -4 0 1912 -14 1 7 -1 -1 8 -6 6 2 7 5 -6 1913 - 15 2 5 -4 5 3 -7 7 5 7 1 Figure 3 61 Previous to 1906 the circulation returns in the government statement formed a very reliable barometer of the outstanding circulation in 54 Banking Principles and Practice the hands of the public, but in 1907 the banks began to realize that the moving of the crops and the opening up of the Northwest was beginning to test the efficiency and volume of the available circulation.

Provision is made facilitating the transmission of deposits not exceeding $500 in case of the death of the depositor. Official checks of the Dominion of Canada shall be cashed at par at the branches of every bank in Canada. 34 Banking Principles and Practice 5. Purchase Of The Assets Of A Bank (Sections 99-111) These sections provide for the amalgamation of banks and set forth the necessary procedure. However, before a bank can enter into any agreement to sell the whole or any portion of its assets to another bank, it is necessary to obtain the consent of the Minister of Finance in writing.

The tables in Figure 3 are compiled from the government returns and 51 Banking Principles and Practice illustrate that fact very forcibly. It must not be over-looked that the figures given do not show either the maximum or the minimum amount of circulation during the respective months, but simply the point at which the issue stood at the end of each month. The maximum amount of circulation during the month is given in the government statement, but the figures at the end of the month are generally considered as the most satisfactory figures to deal with.

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